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Cutting Costs, Not Corners - How Digital Merchants Are Reducing Cost of Payments

MRC Vegas 2026
Jeff Hallenbeck, Mark Guinee, Anand Goel
Mar 18, 2026
Presentations
In today’s margin-conscious economy, payment cost optimization isn’t optional — it’s a strategic imperative. In this session, Indeed will share how to uncover and implement practical, high-impact cost reduction strategies across their payment stack. Attendees will gain firsthand insight into how leading merchants are reducing payment costs through strategies like least cost routing, interchange program qualification, and smart payload formatting. The session will also explore how the next frontier—checkout personalization—can further minimize transaction fees while preserving conversion rates and elevating the customer experience. Whether you’re a payments leader, finance executive, or platform owner, this session will equip you with the knowledge to prioritize effective cost reduction strategies in 2026 and beyond. Key Takeaways: Understand how to implement cost-saving tactics like least cost routing, interchange program qualification, and smart payload formatting to reduce transaction fees at scale. Learn how checkout personalization and payment method ordering can drive cost efficiency without sacrificing conversion or customer experience. Discover the power of data-driven optimization by leveraging a PSP that taps into a global consortium of transaction intelligence.

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