Payments

The Issuer Ate My Auth: Demystifying Issuing Bank Declines

Sunil Dixit - Vantiv; Garrett Goff - Netflix; Michelle Hafner - Mastercard; David Mattei - Vantiv

Presentation

False payment declines are frustrating to consumer and ultimately hurt everyone in the payment ecosystem. A panel at MRC Vegas '17 discussed how improving alignment between merchants, processors, issuers, and card networks can benefit all entities and help drive better customer experiences. Several reference slides are included, addressing topics such as BIN lists, debit networks, and the impact of changing Merchant Category Codes (MCCs) and processor rules.

The Issuer Ate My Auth: Demystifying Issuing Bank Declines

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