3DS and SCA: Optimizing the Exemption Process for Better Conversion and Risk Detection

Fraud

Payments

MRC Barcelona 2024

Wallapop, Nethone

Apr 23, 2024

Presentations

From clarifying the distinction between 3DS and SCA to offering insights into balancing user conversion with risk detection, this session will revolve around building an optimal exemption process – compliant and highly precise in fraud detection with no harm to UX. Together with Wallapop, we invite you to explore the best practices for optimizing 3DS and SCA exemptions, considering different payment methods relevant to each authentication framework, and learn more about the risk-based approach of Transaction Risk Analysis using consumer data to create unique user profiles.

Learning Objectives:

Understand different use cases for SCA and 3DS exemptions
How to optimize the exemption process considering the changing behavior of both fraudsters and consumers
The role of a risk-based approach to identify who should qualify for exemptions - with high precision and no harm to UX

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