Certified Payments & Fraud Prevention Professional
Download the handbook and Study GuideStart Your Path to Certification in Payments & Fraud Prevention
The Certified Payments and Fraud Prevention Professional (CPFPP) certification is the industry’s first standard certification, created by industry leaders to recognize professionals who demonstrate true expertise in this fast-evolving field. Respected by organizations worldwide, earning the CPFPP distinguishes you as a proven leader in payments and fraud prevention and affirms your commitment to excellence in protecting the global payments ecosystem.
Why Pursue Certification?
Deepen your understanding of the payments and fraud prevention landscape. The CPFPP certification expands your knowledge of emerging risks, evolving technologies, and best practices that shape how the industry operates today—and tomorrow.
Strengthen your professional profile with an industry-recognized certification that validates your expertise in payments and fraud prevention. Whether you’re growing your career or reinforcing years of experience, the CPFPP demonstrates proven mastery in a complex, evolving field.
Join a global standard that raises the bar for professionalism and supports a safer, more trusted payments ecosystem. As fraud evolves, CPFPP-certified professionals help lead the way in shaping the future of payments and risk management.
CPFPP holders also receive preferred consideration for MRC conference speaking opportunities, recognizing their expertise and leadership within the payments and fraud prevention community. For Solution Providers, CPFPP certification unlocks exclusive access to merchant-only discussions and roundtables, creating valuable opportunities to contribute insights, build relationships, and engage in high-level industry conversations.
Testimonials
I've spent most of my career dealing with risk, fraud, and chargebacks while also dabbling in other areas of payments. I would recommend taking the certification exam to any fraud or payments professional, whether you are involved with the other area within your company or not. Understanding the way payment systems operate will help fraud professionals understand payments infrastructure, how they work, and where potential risks may arise.
Robert Rix, CPFPP Fraud Program Manager, Trust and Safety - TaskRabbit
I would 100% encourage others within the payments and fraud sector to take the CPFPP exam. Having worked in fraud and risk for over 23 years, this was the first exam in payment and fraud I have taken and I am very proud to be part of the growing number of people taking the exam as it requires a wider range of knowledge, meaning you are always looking to learn new things every day. Patrick Garvey, CPFPP, Fraud and Risk Manager - FIS
I will certainly recommend anyone who is working or interested in working in payment and fraud prevention domain to take the certification. For veterans of the domain, the certification exam will certainly help to identify knowledge gaps as the industry is evolving rapidly, it is challenging to keep all of the moving pieces up to date. The certification of MRC will help to fulfill the gap. For the newbies of the domain, the certification will help them to ramp up domain expertise so that they can quickly catch up with the domain level of conversations and understand what is the right thing to do during their daily work.
Leo Zhang, CPFPP Senior Data & Applied Scientist - Microsoft
The CPFPP certification program highlights an evolving industry that is a revenue driver, cost mitigator, and essential part of any organization. I decided to take the exam as a chance to join a group of distinguished individuals that have the same industry focus. I saw it as an opportunity to test myself, my knowledge, and enhance my development and scope in the payments landscape. Passing the exam distinguishes me and acknowledges my expertise in the payments and fraud landscape.
John Szczuplak, CPFPP, CTP Senior Treasury Manager - L'ORÉAL USA
Who Should Get Certified?
Stand out in a competitive and fast-evolving industry. The CPFPP certification signals to employers and peers that you’ve achieved a recognized standard of expertise in payments and fraud prevention. Whether you’re seeking promotion, transitioning roles, or expanding your responsibilities, certification strengthens your credibility and opens new career opportunities.
Validate your real-world knowledge with a certification built by industry leaders. The CPFPP demonstrates mastery across performance management, operational strategy, provider oversight, and product innovation— proving you have the depth of expertise required to navigate complexity and drive measurable impact.
As fraud tactics and payment technologies evolve, continuous professional development is essential. CPFPP certification ensures you stay current on emerging risks, regulatory shifts, and new payment models—helping you remain relevant, informed, and prepared for what’s next.
Equip your organization with professionals who meet a globally recognized standard. CPFPP-certified team members bring validated knowledge across fraud prevention, chargeback management, payment operations, and risk strategy—raising the overall capability of your department.
Supporting employee certification demonstrates your organization’s commitment to professionalism and industry leadership. Clients, partners, and stakeholders recognize CPFPP certification as a mark of excellence—reinforcing trust in your team’s ability to manage risk and protect revenue.
Certification reinforces consistent practices, shared terminology, and standardized approaches across your team. By investing in CPFPP certification, organizations improve strategic alignment, enhance cross-functional collaboration, and create a stronger, more resilient foundation for sustainable long-term growth.
Through CPFPP certification, you establish yourself as a benchmark of excellence in payments and fraud prevention. The certification signals advanced expertise, strategic insight, and operational credibility—positioning you as a leader whose knowledge and decisions set the bar within your organization and across the industry.
CPFPP certification strengthens your professional credibility on a global scale. By validating your expertise across payments operations, fraud prevention, and risk management, the certification builds confidence among partners, stakeholders, and customers—reinforcing trust in your leadership and decision-making wherever you operate.
As payments innovation accelerates, industry leadership requires informed decision-making and strategic foresight. CPFPP-certified professionals influence how organizations adapt to emerging technologies, evolving fraud patterns, and regulatory changes—helping shape the future of payments and risk management.
Exam Prep and Resources
Earning CPFPP certification requires thoughtful preparation and a focused study approach. From self-directed learning to guided instruction, the MRC offers comprehensive resources to support your success every step of the way.
Self-Study
All candidates should begin by reviewing the CPFPP Candidate Handbook and Study Guide. The handbook outlines exam structure, policies, and eligibility requirements, while the Study Guide highlights key domains, topic areas, and recommended preparation strategies. Explore our Exam Focus Areas for a breakdown of key content domains and use the list of study resources to support your preparation.
Download the CPFPP Handbook and Study Guide
CPFPP Guided Prep Program
Candidates seeking a structured approach can enroll in the CPFPP Guided Prep Program. Designed to provide structure, accountability, and practical insight, the program includes an expert-led virtual workshop, a personalized study plan, extended eLearning access, and peer support—helping you stay on track and move toward certification with clarity and confidence.
Explore the CPFPP Exam Preparation Program
CPFPP Guided Prep Program
Candidates seeking a structured approach can enroll in the CPFPP Guided Prep Program. Designed to provide structure, accountability, and practical insight, the program includes an expert-led virtual workshop, a personalized study plan, extended eLearning access, and peer support—helping you stay on track and move toward certification with clarity and confidence.
Explore the CPFPP Exam Preparation Program
Additional Learning Resources
Strengthen your readiness with MRC educational offerings, including eLearning courses, webinars, virtual summits, and conference sessions focused on payments and fraud prevention. These programs can deepen your knowledge and support exam preparation.
Browse MRC Learning Opportunities
FAQs
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Fee Type Member Fee Non-Member Fee Exam Fee US $500 US $700 Exam Window Extension US $100 US $100 Cancellation Administration Fee US $150 US $150 Exam Retake Fee US $250 US $350 Recertification Fee with Credits US $150 US $250 Fee Type Member Fee Non-Member Fee Exam Fee US $500 US $700 Exam Window Extension US $100 US $100 Cancellation Administration Fee US $150 US $150 Exam Retake Fee US $250 US $350 Recertification Fee with Credits US $150 US $250 -
This certification program is designed to allow professionals with various backgrounds to take the exam and earn their CPFPP certification. There are six pathways that satisfy the exam eligibility requirements, some based on experience and some on education. Find your path here.
This certification program is designed to allow professionals with various backgrounds to take the exam and earn their CPFPP certification. There are six pathways that satisfy the exam eligibility requirements, some based on experience and some on education. Find your path here.
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The Certified Payments and Fraud Prevention Professional (CPFPP) exam is a proctored online assessment designed to validate your expertise across key areas of payments and fraud prevention. The exam consists of 115 multiple-choice questions, and you will have 180 minutes (3 hours) to complete the test.
The exam evaluates your knowledge across four primary domains:
- Performance Management (35%): Data analysis, KPIs, fraud trends, and strategy
- Operational Management (30%): Payment processing, fraud prevention, and chargeback handling
- Provider Management (20%): Managing vendors, contracts, and payment ecosystems
- Features and Enhancements (15%): Product lifecycle, UX, and technology solutions
The exam can be taken online or in person. Candidates may choose to test online through ProctorU from a home or office setting with a webcam and stable internet connection or take the exam in person at a local test center. The exam is available year-round and can be scheduled within a three-month testing window after approval.
Results are provided within 72 hours. A passing score is 65% or higher. Unsuccessful candidates may retake the exam up to two additional times within one year of approval.
The Certified Payments and Fraud Prevention Professional (CPFPP) exam is a proctored online assessment designed to validate your expertise across key areas of payments and fraud prevention. The exam consists of 115 multiple-choice questions, and you will have 180 minutes (3 hours) to complete the test.
The exam evaluates your knowledge across four primary domains:
- Performance Management (35%): Data analysis, KPIs, fraud trends, and strategy
- Operational Management (30%): Payment processing, fraud prevention, and chargeback handling
- Provider Management (20%): Managing vendors, contracts, and payment ecosystems
- Features and Enhancements (15%): Product lifecycle, UX, and technology solutions
The exam can be taken online or in person. Candidates may choose to test online through ProctorU from a home or office setting with a webcam and stable internet connection or take the exam in person at a local test center. The exam is available year-round and can be scheduled within a three-month testing window after approval.
Results are provided within 72 hours. A passing score is 65% or higher. Unsuccessful candidates may retake the exam up to two additional times within one year of approval.
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The first step is to create an account in the MRC Certification Portal and download the CPFPP Candidate Handbook.
After logging in, click “Apply Now” and select “CPFPP Application.” You’ll then be guided through the application process:
- Provide your details: Enter your full legal name and contact information, and verify your MRC membership status.
- Select your eligibility pathway: Choose from six available options that best align with your professional experience and/or educational background.
- Upload documentation: Submit all supporting materials demonstrating your eligibility.
- Request accommodations: Indicate whether you require a special accommodation for a documented disability.
- Acknowledge the program terms: Confirm that you have read and understood the CPFPP Code of Ethics and the Candidate Application and Confidentiality Statement.
- Select your preferred exam format: Choose whether to take the exam online or at an in-person testing center.
- Submit payment: Pay the exam fee and submit your application.
The verification process typically takes up to 10 business days. After the review, you will be notified of your approval status. If your application is incomplete, you’ll receive instructions regarding any additional documentation or requirements needed to proceed.
Once approved, you’ll receive authorization to schedule your exam appointment.
The first step is to create an account in the MRC Certification Portal and download the CPFPP Candidate Handbook.
After logging in, click “Apply Now” and select “CPFPP Application.” You’ll then be guided through the application process:
- Provide your details: Enter your full legal name and contact information, and verify your MRC membership status.
- Select your eligibility pathway: Choose from six available options that best align with your professional experience and/or educational background.
- Upload documentation: Submit all supporting materials demonstrating your eligibility.
- Request accommodations: Indicate whether you require a special accommodation for a documented disability.
- Acknowledge the program terms: Confirm that you have read and understood the CPFPP Code of Ethics and the Candidate Application and Confidentiality Statement.
- Select your preferred exam format: Choose whether to take the exam online or at an in-person testing center.
- Submit payment: Pay the exam fee and submit your application.
The verification process typically takes up to 10 business days. After the review, you will be notified of your approval status. If your application is incomplete, you’ll receive instructions regarding any additional documentation or requirements needed to proceed.
Once approved, you’ll receive authorization to schedule your exam appointment.
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The CPFPP certification is valid for three years from the date it’s awarded. To maintain certification, professionals must either earn 60 continuing education credits or retake the exam before the end of the three-year cycle.
Recertification
Recertifying with credits costs US$150 for MRC members and US$250 for non-members. It also requires earning 60 credits within three years since the last certification was earned. At least 15 credits required for recertification must be earned through the MRC. Find out more about recertifying.
How to earn Continuing Education Credits
To maintain your CPFPP certification, you’ll need to earn 60 continuing education credits over a three-year cycle. One credit equals one hour of education, and all activities must be submitted through the MRC Certification Portal before renewal. Credits can be earned through MRC courses, webinars, conferences, and other approved professional learning activities. Discover your recertification options.The CPFPP certification is valid for three years from the date it’s awarded. To maintain certification, professionals must either earn 60 continuing education credits or retake the exam before the end of the three-year cycle.
Recertification
Recertifying with credits costs US$150 for MRC members and US$250 for non-members. It also requires earning 60 credits within three years since the last certification was earned. At least 15 credits required for recertification must be earned through the MRC. Find out more about recertifying.
How to earn Continuing Education Credits
To maintain your CPFPP certification, you’ll need to earn 60 continuing education credits over a three-year cycle. One credit equals one hour of education, and all activities must be submitted through the MRC Certification Portal before renewal. Credits can be earned through MRC courses, webinars, conferences, and other approved professional learning activities. Discover your recertification options.