
Career Credentials
Advance Your Career with Industry-Validated Credentials
MRC Career Credentials bridge the gap between everyday experience and professional recognition. Each program delivers focused training to accelerate onboarding, deepen expertise, and support career growth—without the barriers of traditional certification exams.
Why Career Credentials?
Designed to advance both individual careers and team performance, Career Credentials provide professional development that is practical, scalable, and immediately applicable.
- Role-specific expertise — gain skills directly tied to payments, fraud prevention, and chargeback operations.
- Streamlined onboarding — shorten ramp-up and ensure consistent training and language across teams.
- Accessible certification alternative — validate knowledge through a cumulative exam without the pressure of proctoring or complex application steps.
- Industry recognition — earn a digital credential that highlights achievement and strengthens professional credibility.
- Transferable value — courses provide CPE credits that can be applied toward professional certifications, including CPFPP and CFE.
Flexible and efficient, these programs fit into busy schedules with on-demand courses designed for real-world use. Professionals gain career-ready skills they can immediately apply to strengthen operations and drive long-term growth.
Available Credentials

Payments Professional
For professionals across payments operations, strategy, or product, this credential delivers insights on orchestration, smart routing, tokenization, and transaction optimization. Gain fluency in KPIs, BIN data, authentication, compliance, and emerging methods such as Pay by Bank.

Fraud Prevention Professional
Master the full fraud lifecycle—from key signals and KPIs to advanced defenses such as machine learning and bot mitigation. Learn to analyze behavioral and geolocation data and address real-world abuse scenarios like account takeover and refund fraud.

Chargeback Professional
Designed for dispute managers and fraud recovery specialists, this credential builds expertise in classifying chargebacks, reducing losses from first-party misuse, and increasing win rates. Aligned with the latest card network frameworks, including Visa CE 3.0.
Who Should Earn an MRC Career Credential?
Designed to advance both individual careers and team performance, Career Credentials provide professional development that is practical, scalable, and immediately applicable.
- Fraud analysts and risk professionals building advanced expertise to protect revenue and reduce fraud.
- Chargeback specialists and dispute managers responsible for prevention, representment, and compliance readiness.
- Payments professionals and operations teams optimizing transaction performance, costs, and compliance.
- Product, engineering, and customer experience leaders integrating fraud prevention, payments, and dispute management into secure, high-performance customer journeys.
- Managers and team leads seeking scalable, consistent onboarding and professional development tools.
Flexible and efficient, these programs fit into busy schedules with on-demand courses designed for real-world use. Professionals gain career-ready skills they can immediately apply to strengthen operations and drive long-term growth.
FAQs
-
- Payment Essentials
- Fraud Essentials
- Introduction to Payments Orchestration
- Payments Orchestration and Optimization
- Advanced Tactics for Transaction Optimization
- Enhanced BIN Data for Payment Professionals
- Payments Key Performance Indicators (KPIs)
- Tokenization Essentials
- Pay by Bank
- EMV 3-D Secure Authentication
- Payment Security and Compliance
- Payment Essentials
- Fraud Essentials
- Introduction to Payments Orchestration
- Payments Orchestration and Optimization
- Advanced Tactics for Transaction Optimization
- Enhanced BIN Data for Payment Professionals
- Payments Key Performance Indicators (KPIs)
- Tokenization Essentials
- Pay by Bank
- EMV 3-D Secure Authentication
- Payment Security and Compliance
-
This program is ideal for professionals shaping payment performance and strategy, including:
- Payments professionals and operations teams responsible for transaction success, cost optimization, and reconciliation
- Fraud and risk analysts seeking deeper insight into how payments systems influence detection and prevention
- Product managers and engineers building or scaling secure, high-performance payment experiences
- Finance and strategy leaders focused on KPIs, approval rates, and network-level insights
This program is ideal for professionals shaping payment performance and strategy, including:
- Payments professionals and operations teams responsible for transaction success, cost optimization, and reconciliation
- Fraud and risk analysts seeking deeper insight into how payments systems influence detection and prevention
- Product managers and engineers building or scaling secure, high-performance payment experiences
- Finance and strategy leaders focused on KPIs, approval rates, and network-level insights
-
Level: Intermediate
Field of Study: Specialized Knowledge
Format: QAS self-study (11 on-demand courses + final exam)
CPE Credits: 18.8
Completion Time: 9–11 hours
Price: $1000 for members, $2000 for non-members
A final exam validates your ability to apply concepts in real-world contexts. Successful participants earn the Payments Professional digital credential, recognized across the global payments and fraud prevention community.
Level: Intermediate
Field of Study: Specialized Knowledge
Format: QAS self-study (11 on-demand courses + final exam)
CPE Credits: 18.8
Completion Time: 9–11 hours
Price: $1000 for members, $2000 for non-members
A final exam validates your ability to apply concepts in real-world contexts. Successful participants earn the Payments Professional digital credential, recognized across the global payments and fraud prevention community.
-
- Managers looking for scalable onboarding and training tools
- Early-career professionals aiming to build credibility and expertise
- Teams seeking cost-effective professional development
- Managers looking for scalable onboarding and training tools
- Early-career professionals aiming to build credibility and expertise
- Teams seeking cost-effective professional development
-
- Chargebacks Professional
- Fraud Prevention Professional
- Payments Professional
- Chargebacks Professional
- Fraud Prevention Professional
- Payments Professional
-
- Each credential is offered as a structured learning pathway that includes on-demand courses and culminates in a final exam.
- Each credential is offered as a structured learning pathway that includes on-demand courses and culminates in a final exam.
-
Career Credential Member Pricing Non-Member Pricing CPE Credits Completion Time Chargeback Professional $500.00 $1,000.00 13.7 CPEs ~17 hours Fraud Prevention Professional $1,000.00 $2,000.00 22.9 CPEs ~29 hours Payments Professional $1,000.00 $2,000.00 18.8 CPEs ~28 hours Career Credential Member Pricing Non-Member Pricing CPE Credits Completion Time Chargeback Professional $500.00 $1,000.00 13.7 CPEs ~17 hours Fraud Prevention Professional $1,000.00 $2,000.00 22.9 CPEs ~29 hours Payments Professional $1,000.00 $2,000.00 18.8 CPEs ~28 hours -
- Users will have one year from the day of purchase to have access and complete each course within a credential and the final exam.
- Users will have one year from the day of purchase to have access and complete each course within a credential and the final exam.
-
- If you have already taken a course or multiple courses within a credential, you will not have to retake that course. The program will recognize your progress and allow you to move on to the courses you have not taken.
- If you have already taken a course or multiple courses within a credential, you will not have to retake that course. The program will recognize your progress and allow you to move on to the courses you have not taken.
-
- Participants must complete all courses in the credential track and pass a final exam to receive the digital credential.
- Participants must complete all courses in the credential track and pass a final exam to receive the digital credential.
-
- Anyone is eligible to take a Career Credential. Participants can be a member or non-member of the MRC.
- Anyone is eligible to take a Career Credential. Participants can be a member or non-member of the MRC.
Take the Next Step
Whether you’re training your team, growing your career, or exploring professional development options, Career Credentials provide the knowledge, structure, and recognition to help you succeed.
MRC Education Accreditation
MRC Education Refund Policy