Turning Data Into Decisions: Using BIN Analytics to Improve Auth Rates and Lower Costs

Fraud

Payments

MRC Virtual Summit

MRC | Uber | Payment Operations Group | Luminary Payment Advisors

Jun 17, 2025

Presentations

BIN data is more than a technical detail—it’s a strategic lever merchants can use to optimize payment performance and reduce operational friction. In this session, we’ll explore how leading merchants are harnessing BIN analytics to improve authorization rates, manage interchange fees, streamline routing decisions, and better anticipate issuer behavior.

You’ll learn how BIN-level insights are being used to drive smarter retry logic, reduce false declines, uncover cost-saving opportunities, and create a more seamless and efficient checkout experience. Whether you're just starting your BIN data journey or refining a mature strategy, this session will deliver practical, optimization-focused takeaways you can apply right away.

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