Mastercard Auth Optimizer Advice for Recurring Payment Insufficient Fund Declines

16 May, 2023
11:00 am EST (1 hour)

NSF (Insufficient Funds) declines present a challenge to the payments ecosystem. Merchants have long addressed this by incorporating retry logic into their payment processing, particularly in cases of recurring transactions that have a strong chance of approval when consumer payment instruments are re-funded.

Mastercard is introducing a new mandatory service that is designed to make this capability more broadly available to more merchants through its acquiring partners. This capability will ultimately help to ensure more good transactions are approved and consumers enjoy a better experience. The following topics will be covered:

  • Background to why Mastercard are launching this
  • The value delivered for the payments ecosystem
  • How it works and implementation guidance
  • Addressing merchants’ commonly asked questions

At the end of this webinar, merchants will have a clearer understanding of the service and how it can benefit your respective organizations. 

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Keith Briscoe
Keith Briscoe VP, Member Advocacy Merchant Risk Council (MRC)
Headshot of Bryan Kim
Bryan Kim Vice President, Product Management & Development Mastercard
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