3DS: Is It Working in Markets Without Regulation?

MRC Barcelona 2024
Car Trawler, PlayStation, Stripe
Apr 24, 2024

Stripe will host a discussion around the important variables that should inform your unique fraud strategy per region. When regulation is not enforcing the use or adherence of 3DS, is it still having the same impact on fraud? More of the card fraud we’re experiencing in Europe is coming from cards issued outside of the EU, is regulation the answer? We’ll explore answers to all this and the (sometimes) unintended consequences 3DS requests are having on acceptance rate in non regulated markets.

Learning Objectives:

  • Optimize your acceptance rates by tailoring your fraud strategy by region with suggestions on when and when not to request 3DS in certain markets.
  • Understand why we’re seeing an uptick in payments fraud in the EU coming from cards issued outside the EU.
  • Provide actionable insights for merchants

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