Is There a Life After “Reject”?

Fraud

Payments

MRC Amsterdam 2024

Booking.com

Oct 15, 2024

Presentations

Transaction processing in the digital payments landscape can be complex, particularly when the goal is to maintain a balance between minimizing fraud rates and maximizing conversion rates. The presentation focuses on optimizing risky transaction routing: we explore how smart decisions can be made for each risky transaction, dynamically selecting the most suitable processing path from available options. Through Booking's practical experience in transaction routing optimization we illustrate how we navigate real-world challenges faced and showcase tangible benefits.

Learning Objectives:

Learn how to leverage machine learning to optimize payment processing paths: optimizing fraud prevention costs and improving conversion rates.
Follow the progression of such a solution from rule-based system to smart ML pipeline addressing specifics of 3DS success rates on different markets.

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