Using AI to Combat Rising Card Testing

Fraud
Payments
MRC San Diego 2025
Sony Interactive Entertainment, LLC | Stripe
Sep 09, 2025
Presentations

Card testing, a behavior where fraudsters validate card details for unauthorized purchases, is surging. Visa reports 80% of merchants faced attacks last year, and Stripe has seen a 100-fold increase since 2019. This puts merchants at huge risks for losses or high processing costs. Despite this, by using AI models, dynamic controls, etc, merchants can better combat card testing. Fraud is always emerging, Stripe also observes more sophisticated, AI-driven, and distributed attacks in recent days, highlighting the need for community collaboration against this growing threat.

Key Takeaways:

  • What is card testing and why is it increasing?
  • A peek into sophisticated card testing attacks and they evolved over time
  • Share best practices for handling card testing attacks

Some content is hidden, to be able to see it login here Login

Blue-tinted background of a man watching a webinar

Host a Webinar with the MRC

Help the MRC community stay current on relevant fraud, payments, and law enforcement topics.
Submit a Request

Publish Your Document with the MRC

Feature your case studies, surveys, and whitepapers in the MRC Resource Center.
Submit Your Document

Related Resources