Rewiring Payments for Agentic Commerce, Control & Conversion | Presented by Gr4vy
Summary
Checkout was built for humans clicking a button, not machines calling an API, and agentic commerce is arriving as a channel most payment stacks aren't ready for.
IBM's 2026 research puts 45% of consumers using AI for part of their buying journey, agent-driven web traffic has grown 1,300% in nine months, and McKinsey values the opportunity at $3 to 5 trillion by 2030. Underneath that growth, Network Tokens are replacing raw card numbers as the default for card-not-present payments, and fraud tooling built to catch bots now has to tell them apart from legitimate agents. The cost of standing still is real: three in four merchants already see at least one outage a year, and on $200 million in processing volume, a 2% authorization lift alone recovers $4 million in revenue.
Zubin Vandrevala, Chief Commercial Officer at Gr4vy and ex-Google and Visa, breaks down what's already been built for agentic payments, including tokenized wallet infrastructure, a system that detects and routes agent transactions, and a developer toolkit that already lives inside ChatGPT, and a concrete action plan for what to fix before agent volume arrives.
What You'll Learn
- Why tokenization has stopped being optional. Network Tokens are now the entry requirement for stronger authorization rates and for agent readiness, and merchants still on stored credentials are choosing between migrating now or falling behind on both.
- How to build a separate lane for agent transactions, with their own fraud rules, reporting, and dispute path, before volume arrives and retrofitting gets painful.
- How to run a pilot on agentic commerce without locking into a single, still-unsettled agent standard.
Speakers
