Lightning Talk | Quantum + AI in Payments: When the Rules of Trust Change

This session explores the dual impact of quantum computing and artificial intelligence on the payments ecosystem. While quantum computing threatens to break widely used cryptographic systems, AI is already transforming fraud with more adaptive and scalable attacks. Individually, these technologies are disruptive. Together, they have the potential to reshape the fundamental asymmetry that underpins payment security, altering how trust is established, verified, and exploited. Designed for payments professionals with no prior background in quantum, this talk breaks down complex concepts into practical insights, covering where risks are emerging, why the timeline matters now, and what organizations should be doing today to prepare. Key Takeaways: Payments run on trust. Trust runs on encryption. The future of encryption is changing. You don’t need tobecome quantum physicists. But you must: Stay informed. Ask your vendors about PQC roadmaps. Include quantum readiness in risk planning. Align with ecosystem partners. Treat this as strategic, nottheoretical.

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