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Fraud Prevention Professional Certificate - A Career Credential Program

Focused woman wearing glasses working at a computer in a dark setting. Text on a blue banner reads ‘Fraud Prevention Professional’ with an icon of a magnifying glass and fingerprint.

Master the full fraud lifecycle—from key signals and KPIs to advanced defenses such as machine learning and bot mitigation. The Fraud Prevention Professional Certificate is designed to provide you with the knowledge and skills in metric tracking, signal evaluation, fraud modeling, and abuse mitigation, while also teaching you how to integrate data sources into modern fraud programs.

 

This program equips you with a comprehensive understanding of fraud and rapidly evolving threats, including synthetic identities, refund abuse, AI-driven attacks, and bot-based fraud.

 
MRC Members: USD $1,000 (plus applicable taxes)
Non-members: USD $2,000 (plus applicable taxes)


Enroll | Members Enroll | Non-Members


Program Overview


This certificate program provides the technical knowledge and practical frameworks to build high-performance fraud prevention strategies:


  • Identify fraud risks at key touchpoints across the entire customer journey.
  • Understand key fraud KPIs and how they inform overall business strategy and performance.
  • Detect and respond to complex threats like refund abuse, bot attacks, and common chargeback fraud.
  • Leverage modern signals, including mobile, device, and geolocation data, to verify users and spot anomalies.
  • Harness AI and Machine Learning for both fraud defense and identifying emerging AI-driven attacks.
  • Balance security and experience by mitigating risk while preserving conversion rates and the customer journey.
  • Scale your operations by applying modern fraud mitigation frameworks that grow with your business needs.

FAQs

  • To earn this certificate, participants must complete two prerequisites and nine core courses, totaling 22.9 CPE credits.

     

    Step 1: Program Prerequisites

    • Payment Essentials
    • Fraud Essentials

    Step 2: Core Certificate Courses

    • Fraud in the Customer Journey
    • Fraud Key Performance Indicators (KPIs)
    • Preventing and Fighting Common Chargebacks for Merchants
    • Refund Fraud and Abuse
    • AI Fraud Attacks
    • Machine Learning for Fraud Prevention
    • Mobile Data Uses for Fraud Prevention
    • Geolocation Technology in the Fight Against Fraud
    • Bot Mitigation Strategies


    To earn this certificate, participants must complete two prerequisites and nine core courses, totaling 22.9 CPE credits.

     

    Step 1: Program Prerequisites

    • Payment Essentials
    • Fraud Essentials

    Step 2: Core Certificate Courses

    • Fraud in the Customer Journey
    • Fraud Key Performance Indicators (KPIs)
    • Preventing and Fighting Common Chargebacks for Merchants
    • Refund Fraud and Abuse
    • AI Fraud Attacks
    • Machine Learning for Fraud Prevention
    • Mobile Data Uses for Fraud Prevention
    • Geolocation Technology in the Fight Against Fraud
    • Bot Mitigation Strategies


    1. Risk Identification: Pinpoint fraud risks at critical touchpoints in the customer journey.
    2. Strategy Performance: Use fraud KPIs to inform and improve your team's performance.
    3. Threat Response: Master detection for refund abuse, bot attacks, and chargeback fraud.
    4. Signal Analysis: Utilize mobile, device, and geolocation data to identify user anomalies.
    5. AI & Machine Learning: Explore how these technologies are used for both attacks and professional defenses.
    6. Optimization: Mitigate risk without damaging the customer experience or conversion rates.
    7. Scalability: Apply mitigation frameworks designed to scale with global business operations.
    1. Risk Identification: Pinpoint fraud risks at critical touchpoints in the customer journey.
    2. Strategy Performance: Use fraud KPIs to inform and improve your team's performance.
    3. Threat Response: Master detection for refund abuse, bot attacks, and chargeback fraud.
    4. Signal Analysis: Utilize mobile, device, and geolocation data to identify user anomalies.
    5. AI & Machine Learning: Explore how these technologies are used for both attacks and professional defenses.
    6. Optimization: Mitigate risk without damaging the customer experience or conversion rates.
    7. Scalability: Apply mitigation frameworks designed to scale with global business operations.
    • Level: Intermediate
    • Format: QAS self-study (On-demand courses + final cumulative exam)
    • Time to Complete: Approximately 28 hours
    • CPE Credits: 6.8 CPEs (prerequisites) + 12.4 CPEs (required core)
    • Access: The program must be completed within one year of purchase

    • Level: Intermediate
    • Format: QAS self-study (On-demand courses + final cumulative exam)
    • Time to Complete: Approximately 28 hours
    • CPE Credits: 6.8 CPEs (prerequisites) + 12.4 CPEs (required core)
    • Access: The program must be completed within one year of purchase

  • If I have completed all the courses in a Career Credential certificate program, can I just purchase the program cumulative exam?

     

    Great news—yes! If you have already completed all required courses, you are eligible to purchase the Career Credential Legacy Program. The Legacy Program offers a streamlined pathway to earn a Career Credential Professional Certificate without enrolling in the full program track.

    To get started, please email education@merchantriskcouncil.org to request the purchase link. You will be asked to complete an application attesting that you have completed the required courses. Once your application is approved, you will receive a notification confirming your enrollment and instructions to take the program cumulative exam.



    If I have completed all the courses in a Career Credential certificate program, can I just purchase the program cumulative exam?

     

    Great news—yes! If you have already completed all required courses, you are eligible to purchase the Career Credential Legacy Program. The Legacy Program offers a streamlined pathway to earn a Career Credential Professional Certificate without enrolling in the full program track.

    To get started, please email education@merchantriskcouncil.org to request the purchase link. You will be asked to complete an application attesting that you have completed the required courses. Once your application is approved, you will receive a notification confirming your enrollment and instructions to take the program cumulative exam.



  • Refund Policy: Refunds and cancellations are determined on a case-by-case basis. Cancellations must be communicated in writing to programs@merchantriskcouncil.org. No refunds will be issued once a course has been started.
    Refund Policy: Refunds and cancellations are determined on a case-by-case basis. Cancellations must be communicated in writing to programs@merchantriskcouncil.org. No refunds will be issued once a course has been started.

SPECIAL GROUP PRICING

 

Looking to upskill your entire team? We offer discounted volume pricing for organizations purchasing 10 or more certificate enrollments. For more information and to recieve a group discount, email education@merchantriskcouncil.org .



Take the Next Step

 

Advance your payments expertise and earn industry recognition. Whether you’re optimizing operations, scaling product capabilities, or building strategic insights, the Payments Professional Credential provides the knowledge and credibility to succeed in today’s payments ecosystem.

Enroll Now


NASBA Sponsors logo

The Merchant Risk Council is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: nasbaregistry.org