Payment Essentials

• eCommerce payment professionals who need a comprehensive understanding of the payment landscape.
• Fraud prevention specialists seeking to understand how payment processes intersect with fraud risks.
• Financial analysts responsible for evaluating and managing financial operations in retail, including understanding chargebacks and interchange fees.
• Compliance officers ensuring that eCommerce operations adhere to payment laws, regulations, and standards.
• This course may also benefit online retail business owners, customer service representatives, IT and security professionals, and marketing and sales professionals in eCommerce.

• Program Level: Basic
• Program Field of Study: Specialized Knowledge
• Program Delivery Method: QAS Self Study
• CPE Credits: 3.2
• Advanced Preparation and/or Pre-requisites: None

• Identify how generative AI technologies are being exploited in modern identity fraud schemes.
• Explain the limitations of traditional fraud detection systems.
• Describe how generative AI enables new forms of identity fraud.
• Explain how AI tools enhance account takeover and impersonation tactics.
• Recognize how generative AI is being used in real-world identity fraud cases.
• Describe the risks posed by cross-border GenAI-enabled fraud.
• Identify advanced detection methods for combating GenAI-based identity fraud.
• Explain the importance of layered authentication strategies and real-time monitoring in defending against AI-enhanced identity threats.
• Understand the regulatory implications of using AI in fraud detection.
• Identify compliance risks posed by generative AI and how to align fraud prevention strategies with data privacy, transparency, and legal defensibility.
• Recognize emerging GenAI fraud threats and how LLMs may be weaponized at scale.
• Identify tools, training, and strategies to prepare teams and build ethical, adaptive AI defenses.

Please allow 2–3 hours to complete this course. The course culminates with a comprehensive final assessment to evaluate the user's comprehension of the material. Upon successfully completing the final assessment, participants will be awarded a certificate of completion representing their proficiency in the subject matter.