Demystifying Interchange & Scheme Fees: What Merchants Need to Know

Interchange and scheme fees shouldn’t be a mystery—but for most merchants, they are. Between network updates, acquirer markups, and new penalty programs from Visa and Mastercard, understanding what you’re actually paying (and why) has never been more complex. In this expert-led discussion, IXOPAY and Cleverbridge will break down the true cost of card payments and explain how merchants can take control of their payment fees. You’ll learn how interchange and scheme fees are structured, why they vary across regions and card types, and which levers you can pull to reduce costs. Our panel will share real-world insights on reading PSP invoices, identifying hidden markups, and spotting the silent fee drivers that eat into your margins. Join this session to gain clarity and strategies to make informed, cost-efficient decisions about your payment setup.

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