Turning the Impact of PSD2 on the eCommerce Ecosystem into Benefits for All Markets Globally

Payment innovation
Payment Services Directive
Walter Beisheim -- Nok Nok; Arthur Ceccotti -- Monzo; Attila Do?an -- Wayfair
Sep 22, 2020
While the Strong Customer Authentication requirements in the Payment Services Directive have the potential to mitigate fraud, SCA will adversely impact conversion if the payments ecosystem is not prepared. This presentation highlights those risks, then delves into an authentication standard known as FIDO, which is designed to supplant password-only logins with secure, fast login experiences both on websites and in apps. A component diagram and link to a whitepaper on FIDO authentication and EMV 3D Secure are included.

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