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MRC Online Courses

EMV 3DS Authentication Essentials

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The EMV® 3-D Secure (3DS) Authentication  is a self-paced, intermediate program covering an in-depth exploration of EMV® 3DS, a cutting-edge protocol designed to enhance security for online card-not-present (CNP) transactions.

  
MRC Members: USD $75 (plus applicable taxes)
Non-members: USD $150 (plus applicable taxes)

 


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This comprehensive course delves into the intricacies of EMV 3-D Secure (3DS) Authentication. Participants will delve into the fundamentals of EMV 3DS, understand its evolution, and examine the process flow that makes it an essential tool for modern e-commerce. The course is meticulously structured to cover key aspects of EMV 3DS, including device data collection, different types of authentication methods, and the global regulatory landscape influencing its implementation.


FAQs

    • Fraud prevention analysts will learn to use enhanced BIN data to improve fraud detection and prevent fraudulent transactions.
    • Payment professionals will discover strategies for optimizing transaction routing and reducing costs with BIN data.
    • Data analysts will gain insights into incorporating BIN data for better customer behavior and transaction analysis.
    • IT and security professionals will learn to integrate BIN data into payment systems to enhance security and transaction flow.
    • Compliance officers will understand BIN data’s role in regulatory compliance and cost management.
    • E-commerce and retail business owners will benefit from using BIN data to personalize payment options and improve efficiency.

    • Fraud prevention analysts will learn to use enhanced BIN data to improve fraud detection and prevent fraudulent transactions.
    • Payment professionals will discover strategies for optimizing transaction routing and reducing costs with BIN data.
    • Data analysts will gain insights into incorporating BIN data for better customer behavior and transaction analysis.
    • IT and security professionals will learn to integrate BIN data into payment systems to enhance security and transaction flow.
    • Compliance officers will understand BIN data’s role in regulatory compliance and cost management.
    • E-commerce and retail business owners will benefit from using BIN data to personalize payment options and improve efficiency.


    • Program Level: Intermediate
    • Program Field of Study: Specialized Knowledge
    • Program Delivery Method: QAS Self Study
    • CPE Credits: 1.6
    • Advanced Preparation and/or Pre-requisites: Payment Essentials is recommended.

    • Program Level: Intermediate
    • Program Field of Study: Specialized Knowledge
    • Program Delivery Method: QAS Self Study
    • CPE Credits: 1.6
    • Advanced Preparation and/or Pre-requisites: Payment Essentials is recommended.

    • Define Bank Identification Numbers (BINs) and Primary Account Number (PAN)
    • Explain the role of BINs in the payments ecosystem and their evolution
    • Differentiate between standard and enhanced BIN data.
    • Describe how standard and enhanced BIN data impacts transaction processing.
    • Describe how BIN data can be used to gain business insights, including customer segmentation and transaction analysis.
    • Explain how to apply BIN data to enhance marketing strategies, improve customer loyalty, and streamline business operations.
    • Explain how BIN data can be used to enhance transaction approval rates and reduce decline rates
    • Explain how to utilize BIN data to analyze and manage interchange fees, optimize transaction routing, and reduce overall processing costs.
    • Describe how BIN data can personalize checkout experiences and enhance customer satisfaction.


    Please allow 2-3 hours to complete this course. The course culminates with a comprehensive final assessment to evaluate the user's comprehension of the material. Upon successfully completing the final assessment, participants will be awarded a certificate of completion representing their proficiency in the subject matter.


    • Define Bank Identification Numbers (BINs) and Primary Account Number (PAN)
    • Explain the role of BINs in the payments ecosystem and their evolution
    • Differentiate between standard and enhanced BIN data.
    • Describe how standard and enhanced BIN data impacts transaction processing.
    • Describe how BIN data can be used to gain business insights, including customer segmentation and transaction analysis.
    • Explain how to apply BIN data to enhance marketing strategies, improve customer loyalty, and streamline business operations.
    • Explain how BIN data can be used to enhance transaction approval rates and reduce decline rates
    • Explain how to utilize BIN data to analyze and manage interchange fees, optimize transaction routing, and reduce overall processing costs.
    • Describe how BIN data can personalize checkout experiences and enhance customer satisfaction.


    Please allow 2-3 hours to complete this course. The course culminates with a comprehensive final assessment to evaluate the user's comprehension of the material. Upon successfully completing the final assessment, participants will be awarded a certificate of completion representing their proficiency in the subject matter.


    • MRC Members: USD $75 (plus applicable taxes)
    • Non-members: USD $150 (plus applicable taxes)

MRC Education Accreditation

The Merchant Risk Council is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: nasbaregistry.org

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MRC Education Refund Policy

MRC Education eLearning course refunds and cancellations are determined on a case-by-case basis. Cancellations and requests for refunds must be communicated in writing to programs@merchantriskcouncil.org. Refunds will not be issued once a course is started. Additionally, courses must be completed within one year of the course enrollment date.