Skip to main content
MRC Online Courses

Visa Compelling Evidence 3.0

Graphic promoting ‘Visa Compelling Evidence 3.0,’ created in partnership with Fraud Deflect Chargeback Solutions; background shows a person holding a payment card while using a laptop.

The Visa Compelling Evidence 3.0 course offers a practical, in-depth understanding of the latest rules and documentation requirements designed to help merchants effectively defend against first-party misuse and friendly fraud. Visa’s CE 3.0 framework introduces new standards that allow merchants to proactively stop disputes from becoming chargebacks if qualifying historical transaction data and  

MRC Members: USD $75 (plus applicable taxes)
Non-members: USD $150 (plus applicable taxes)

 
Enroll | Members Enroll | Non-Members

Participants will explore the detailed evidence requirements, implementation strategies, and the broader impact of CE 3.0 on fraud and chargeback management. The course analyzes real-world examples, outlines the verification criteria for matching elements like IP address, device ID, and email, and explains how the pre-dispute and dispute resolution process is evolving. Merchants, acquirers, and fraud professionals will leave with actionable strategies for integrating CE 3.0 into their operations to protect revenue and reduce operational friction.

FAQs

    • eCommerce payment managers needing to ensure transaction security through technologies like tokenization.
    • Data security specialists in eCommerce looking to deepen their understanding of tokenization as a security measure.
    • Fraud prevention experts needing knowledge of advanced security measures, like tokenization.
    • Compliance officers ensuring that eCommerce operations adhere to payment security standards and regulations. 
    • This course may also benefit eCommerce business owners, financial analysts, customer experience managers, IT and technical professionals in online retail.

    • eCommerce payment managers needing to ensure transaction security through technologies like tokenization.
    • Data security specialists in eCommerce looking to deepen their understanding of tokenization as a security measure.
    • Fraud prevention experts needing knowledge of advanced security measures, like tokenization.
    • Compliance officers ensuring that eCommerce operations adhere to payment security standards and regulations. 
    • This course may also benefit eCommerce business owners, financial analysts, customer experience managers, IT and technical professionals in online retail.

    • Program Level: Basic
    • Program Field of Study: Specialized Knowledge
    • Program Delivery Method: QAS Self Study
    • CPE Credits: 1.4
    • Advanced Preparation and/or Pre-requisites: Payment Essentials recommended.

    • Program Level: Basic
    • Program Field of Study: Specialized Knowledge
    • Program Delivery Method: QAS Self Study
    • CPE Credits: 1.4
    • Advanced Preparation and/or Pre-requisites: Payment Essentials recommended.

    • Identify how generative AI technologies are being exploited in modern identity fraud schemes.
    • Explain the limitations of traditional fraud detection systems.
    • Describe how generative AI enables new forms of identity fraud.
    • Explain how AI tools enhance account takeover and impersonation tactics.
    • Recognize how generative AI is being used in real-world identity fraud cases.
    • Describe the risks posed by cross-border GenAI-enabled fraud.
    • Identify advanced detection methods for combating GenAI-based identity fraud.
    • Explain the importance of layered authentication strategies and real-time monitoring in defending against AI-enhanced identity threats.
    • Understand the regulatory implications of using AI in fraud detection.
    • Identify compliance risks posed by generative AI and how to align fraud prevention strategies with data privacy, transparency, and legal defensibility.
    • Recognize emerging GenAI fraud threats and how LLMs may be weaponized at scale.
    • Identify tools, training, and strategies to prepare teams and build ethical, adaptive AI defenses.

    Please allow 1.5–2.0 hours to complete this course. The course culminates with a comprehensive final assessment to evaluate the learner’s comprehension of the material. Upon successfully completing the final assessment, participants will be awarded a certificate of completion representing their proficiency in the subject matter.



    • Identify how generative AI technologies are being exploited in modern identity fraud schemes.
    • Explain the limitations of traditional fraud detection systems.
    • Describe how generative AI enables new forms of identity fraud.
    • Explain how AI tools enhance account takeover and impersonation tactics.
    • Recognize how generative AI is being used in real-world identity fraud cases.
    • Describe the risks posed by cross-border GenAI-enabled fraud.
    • Identify advanced detection methods for combating GenAI-based identity fraud.
    • Explain the importance of layered authentication strategies and real-time monitoring in defending against AI-enhanced identity threats.
    • Understand the regulatory implications of using AI in fraud detection.
    • Identify compliance risks posed by generative AI and how to align fraud prevention strategies with data privacy, transparency, and legal defensibility.
    • Recognize emerging GenAI fraud threats and how LLMs may be weaponized at scale.
    • Identify tools, training, and strategies to prepare teams and build ethical, adaptive AI defenses.

    Please allow 1.5–2.0 hours to complete this course. The course culminates with a comprehensive final assessment to evaluate the learner’s comprehension of the material. Upon successfully completing the final assessment, participants will be awarded a certificate of completion representing their proficiency in the subject matter.



    • MRC Members: USD $75 (plus applicable taxes)
    • Non-members: USD $150 (plus applicable taxes)

MRC Education Accreditation

The Merchant Risk Council is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: nasbaregistry.org

National Registry of CPE Sponsors logo

MRC Education Refund Policy

MRC Education eLearning course refunds and cancellations are determined on a case-by-case basis. Cancellations and requests for refunds must be communicated in writing to programs@merchantriskcouncil.org. Refunds will not be issued once a course is started. Additionally, courses must be completed within one year of the course enrollment date.