The Role of Biometrics in PSD2
The forthcoming Payment Services Directive, PSD2, will represent a fundamental shift in how payment providers operate and how payment services are carried out. For eCommerce merchants doing business with European consumers, a central challenge is complying with the mandates around Strong Customer Authentication, or SCA.
This whitepaper begins with a snapshot of PSD2 and summarizes the directive's main changes, focusing on SCA. After highlighting how SCA will affect financial services companies, the paper examines how biometrics can meet SCA requirements while avoiding unnecessary friction. The document concludes with an overview of Nuance's biometrics solutions.
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