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MRC Online Courses

Advanced Tactics for Transaction Optimization

The Advanced Tactics for Transaction Optimization course is a self-paced, intermediate program designed for payment professionals seeking to deepen their expertise in optimizing transaction processes within the eCommerce sphere.

 

MRC Members: USD $75 (plus applicable taxes)
Non-members: USD $150 (plus applicable taxes)

 





The Advanced Tactics for Transaction Optimization in eCommerce course is designed to provide eCommerce merchants with practical insights and strategies to enhance transaction efficiency, security, and success. This specialized course will focus on specific transaction optimization tactics, such as real-time account updater, dynamic retry, tokenization, account updater, MID/MCC switching, alternate routing, and removing optional data from the authorization message. Participants will gain an in-depth understanding of these tactics and learn how to implement them effectively to optimize their eCommerce transactions.



FAQs

    • Customer Support and Fraud Operations Staff who review disputes and work with cardholders
    • eCommerce and Subscription Merchants who experience high chargeback volumes
    • Payment Professionals seeking to reduce preventable chargebacks and strengthen defenses
    • Analysts and Risk Managers looking to identify and quantify first-party misuse behavior
    • Customer Support and Fraud Operations Staff who review disputes and work with cardholders
    • eCommerce and Subscription Merchants who experience high chargeback volumes
    • Payment Professionals seeking to reduce preventable chargebacks and strengthen defenses
    • Analysts and Risk Managers looking to identify and quantify first-party misuse behavior
    • Program Level: Basic
    • Program Field of Study: Specialized Knowledge
    • Program Delivery Method: QAS Self Study
    • CPE Credits: 1.0
    • Advanced Preparation and/or Pre-requisites: None

    • Program Level: Basic
    • Program Field of Study: Specialized Knowledge
    • Program Delivery Method: QAS Self Study
    • CPE Credits: 1.0
    • Advanced Preparation and/or Pre-requisites: None

    • Define First-Party Misuse.
    • Recognize why first-party misuse is an issue that needs to be addressed.
    • Identify cardholder motivations for submitting first-party misuse disputes.
    • Differentiate types of first-party misuse.
    • Classify evidence criteria needed to measure first-party misuse.
    • Calculate the percentage of chargebacks coded as fraud that are the result of first-party misuse.
    • Outline best practice strategies for merchants, issuers, and card networks to prevent first-party misuse.

    Please allow 2–3 hours to complete this course.

    • Define First-Party Misuse.
    • Recognize why first-party misuse is an issue that needs to be addressed.
    • Identify cardholder motivations for submitting first-party misuse disputes.
    • Differentiate types of first-party misuse.
    • Classify evidence criteria needed to measure first-party misuse.
    • Calculate the percentage of chargebacks coded as fraud that are the result of first-party misuse.
    • Outline best practice strategies for merchants, issuers, and card networks to prevent first-party misuse.

    Please allow 2–3 hours to complete this course.

    • MRC Members: USD $75 (plus applicable taxes)
    • Non-members: USD $150 (plus applicable taxes)

MRC Education Accreditation

The Merchant Risk Council is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: nasbaregistry.org

National Registry of CPE Sponsors logo

MRC Education Refund Policy

MRC Education eLearning course refunds and cancellations are determined on a case-by-case basis. Cancellations and requests for refunds must be communicated in writing to programs@merchantriskcouncil.org. Refunds will not be issued once a course is started. Additionally, courses must be completed within one year of the course enrollment date.