The New Landscape of Payments: The Need to Leverage More Data Than Ever in Pre Authorization

Payments

Methods

Spencer McLain -- Ekata; Trevor Nies -- Microsoft

Sep 05, 2019

Presentations

As the payment ecosystem evolves and new regulations emerge, industry leaders are separating themselves by taking a proactive approach to pre-authorisation screening. Rather than adding customer friction to the transaction process, companies can leverage additional insights in their machine learning models to verify transactions earlier in the flow to improve the customer experience and fight fraud. This session examines what pre-authorisation screening is and why companies are utilising it, along with recommendations for companies considering such an approach.

Some content is hidden, to be able to see it login here Login

Tagged:

Blue-tinted background of a man watching a webinar

Host a Webinar with the MRC

Help the MRC community stay current on relevant fraud, payments, and law enforcement topics.

Submit a Request

Publish Your Document with the MRC

Feature your case studies, surveys, and whitepapers in the MRC Resource Center.

Submit Your Document

Related Resources

Mar 13, 2028

MRC Vegas 2028 Join MRC Vegas 2028, the leading fraud prevention and payments event, 16-19 March at ARIA Resort & Casino, Las Vegas. Network with industry leaders and explore cutting-edge solutions in the payment processing space.

Mar 15, 2027

MRC Vegas 2027 Join the global payments and fraud prevention community at MRC Vegas 2027, 15-18 March, at ARIA Resort & Casino. Connect with industry leaders and gain insights to combat fraud and drive payment innovation.

Mar 16, 2026

MRC Vegas 2026 Save the Date for MRC Vegas 2026! Join us from 16-19 March 2026 at ARIA Resort & Casino in Las Vegas for the premier payments and fraud prevention conference. Discover cutting-edge insights from industry leaders, engage in expert panels, and network with peers.

Aug 06, 2025

VAMP Simplified: Essential Insights & Action Items for Merchants, Presented by Justt Learn how Visa’s new Acquirer Monitoring Program (VAMP) impacts merchants. This webinar from Justt breaks down key changes, explains how to calculate your VAMP rate, and provides immediate steps for staying compliant and avoiding penalties.

Jun 26, 2025

2025 MRC Annual Member Meeting Join us for a virtual gathering that puts you at the heart of MRC’s future. This is your opportunity to interact with MRC leadership, share your insights, and help guide the direction of our organization.

Jun 17, 2025

From BIN to Win: Smarter Payments & Stronger Defense + Ask Me Anything As the payments industry moves toward tokenization and away from traditional card numbers, BIN data remains a powerful—yet often underutilized—tool in the fight against payment fraud and chargebacks.

Jun 17, 2025

Rethinking Payments: How BIN Expansion Reshapes Fraud, Routing, and Conversion As the industry moves from 6-digit to 8- and even 10-digit BINs, merchants and payment providers must reevaluate key components of their payment infrastructure.

Jun 17, 2025

Why BINs Matter to Issuers—and Why Merchants Should Pay Attention Card issuers rely heavily on BIN data to make real-time decisions—determining card type, applying risk rules, managing authorizations, fulfilling regulatory requirements, and tailoring rewards programs based on card product or issuer-specific strategies.

Dec 05, 2023

DataDome - 2023 U.S. Bot Security Report DataDome's new study finds that a staggering 68% of US websites are unprotected against simple bot attacks, highlighting how vulnerable US businesses are to automated online threats. E-commerce sites are particularly exposed.

Aug 11, 2023

2023 UK Bot Security Report 2 in 3 UK Websites Are Unprotected Against Simple Bot Attacks.

Feb 24, 2023

Riverty - Subscription Payments: Consumer Survey
Across 6 Northern European countries, our consumer survey uncovers consumer payment preferences within the subscription economy. Explore the results to get an understanding of how to create customer-centric payment strategies.

Dec 05, 2022

2022 Southeast Asia Digital Commerce Insights While the region’s recovery after a turbulent period is well underway, businesses now find themselves in a more complex environment. How nimble and flexible is your business in adopting new payments to stay on top of market shifts and fraud risks? See how you compare.

Jun 25, 2025

Building Resilient Security Practices from Onboarding through to APP and Account Takeover  In this discussion, we'll delve into three critical topics that combine digital identity, customer journey, and fraud protection.

Jun 18, 2025

Protect & Engage: Achieving Fraud Control and Customer Trust at Every Touchpoint E-Commerce fraud is surging across Europe, with a 19% increase in 2024 alone—driven by more sophisticated attacks like account takeovers.

May 28, 2025

The ATO Playbook: Actionable Insights from a Former Fraudster and Fraud Manager This session explores the increasing threat of account takeovers (ATO) from two expert perspectives. From former fraudster to fraud fighter, Sift Trust and Safety Architect Alexander Hall will reveal why ATOs are so appealing to criminals, offering insider examples of how fraudsters use multiple fine-tuned methods to successfully breach accounts.

May 21, 2025

Anatomy of Returns Fraud: Challenges and Real-Life Implementations to Mitigate Loss This webinar is a discussion about the state of returns fraud and a review of real-world examples of companies successfully deploying solutions to mitigate returns fraud.

Jun 19, 2025

The common good: Creating an ecosystem of transactional trust Report on consumers and business leaders' preferences for shopping online and sharing data.

Jun 06, 2025

How to Keep Your Customers in a Multi-Acquirer World Our new whitepaper provides actionable insights, including input from industry experts, into how acquirers can better serve merchants through payment orchestration. It also explores the importance of interoperability in payments technology.

Apr 07, 2025

Use Case Primer: Sift for Card Testing Sift's Payment Protection solution detects and prevents card testing activities by leveraging machine learning models and real-time data analysis. Sift assists businesses by identifying and blocking card testing attempts before they cause harm.

Jan 31, 2025

GeoComply - Geolocation intelligence for financial security - Using digital signatures to proactively detect and block "pig butchering" facilities This whitepaper uncovers how geolocation intelligence can be a game-changer in detecting and blocking the increasingly sophisticated "pig butchering" scams targeting users globally.

View All Resources