Alternative Payment Rails: Understand the Hidden Cost of Debit Routing

Fraud

Payments

MRC Singapore 2023

Stripe, Uber

Oct 23, 2023

Presentations

Regulators worldwide are challenging major card networks by mandating alternative payment methods for payments drawn from bank accounts - like debit cards. Debit Routing (U.S.) or Least Cost Routing (LCR, in AUS) offers businesses reduced processing expenses. However, potential drawbacks aren't widely recognized, and pursuing low-cost solutions may have unforeseen consequences.

Learning Objectives:

Understand the financial opportunity presenting in markets around the world.
Consider the trade-offs to the perceived cost benefit e.g. UX, Integration, Auth rates.
Strike the right balance for your organisation.

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