The Future of Money: Rising Markets at the Forefront of Payments Technology

Payments
Fraud
MRC Vegas 2024
Canva, EBANX
Mar 26, 2024
Presentations

Innovation always comes from unsatisfied demands. The same goes for the payments industry in rising markets, where innovation results in inclusive, low-cost, high-performing solutions, often led by regulators. Examples are the emergence of instant payment systems, like UPI, the paramount payment method in India, and Brazil's Pix. Both have become agents of financial inclusion in these countries. A similar role has been played by mobile money in Africa: a payment method developed by telecoms to enable payments via mobile phones with no need for an internet connection, bank account, or card.

Learning Objectives:

  • Payments innovation comes from rising markets – and deeply transforms them.
  • Regulators are playing a key role in developing innovative, inclusive, and low-cost payment solutions that are changing the way people make payments and the way merchants build their payment strategy in these countries.

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