Striking the Optimal Balance Between Risk Mitigation and a Frictionless Consumer Experience

Multi-factor Authentication
Identity Theft
Dec 01, 2019
Identity theft is a costly problem for financial institutions and consumers alike, one that has unfortunately been growing in recent years thanks in large part due to the proliferation of data harvested from data breaches available on the dark web. This brief document explores reasons why multi-factor authentication is an insufficient method to protect customer accounts and suggests using a tri-layer approach instead.

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