The State of European Checkouts

Buy Now, Pay Later has been hyped tremendously in 2021, and is one of the fastest growing payment trends globally.

This presentation explores the implications of BNPL’s growing popularity for global eCommerce.

Expect to learn:

• What opportunity do these solutions offer, and how can merchants use BNPL to accelerate growth?
• In what geographies and for what industry verticals does BNPL make the most sense?
• Which providers currently exist?
• How does the customer journey differ amongst the various solutions?
• Should whitelable BNPL options be explored, and if so, how?
• Will BNPL be more regulated in the future and what impact will regulation have?
• How can merchants contribute to sustainable consumption so that consumers are not trapped in debt?

When it comes to payment costs, there's room for making them more transparent and understandable for all parties.

This presentation explores methods for analyzing payment costs and driving more transparency within the payment cost structure, as well as discussing the question of going local or not; a critical component of the payment cost equation.  

Over the last year, Groupon has encountered many changes including shifts in acceptance rates, new preferred payment methods from consumers, and more, in addition to the need to increase fraud mitigation efforts.

In this presentation, hosted by Accertify, we will hear how Groupon has adapted to those changes and the remediations / solutions they identified to get themselves ready for the post-pandemic world.

Ultimately, in the world of payments, success depends on human factors, like how consumers perceive and respond to risk, reward and effort.

Against this backdrop, Token surveyed over 1,000 people across Europe about the attitudes, preferences and behaviours shaping their financial and digital lives.

Token presents: "Who Will Pay by Bank" a data-driven look at the human element that will fuel the future of open banking payments.

A glimpse into this report:

• Learn which consumers are paying by bank today and where will we see demand tomorrow
• Discover the behaviours and opportunities that could support continued uptake of account-to-account (A2A) payments
• Understand how consumers in Europe perceive the benefits of A2A payments and other payment methods on a country-by-country basis
• Uncover how consumers understand open banking's evolving role in their lives
• Read commentary from the Open Banking Implementation Entity, Open Banking Expo, American Express, Ban

‘Payments orchestration’ emerged as a fintech buzzword in 2019. The market has run with the term to generate funding and sales. However, there remains a lack of consensus on what payments orchestration is and the role it plays in providing end-to-end processing connectivity.

Further complicating matters, each merchant has unique requirements to support their business model, products, and customers. To address this complexity, this white paper reviews requirements, architecture, and delivery estimates for 3 unique merchant use cases.

This whitepaper clarifies the ambiguity around the Payments Orchestration Layer definition and helps readers resolve the buy vs. build conundrum by identifying the requirements to achieve a Minimum Viable Product (MVP) and providing effort estimates to achieve MVP.

Learning Objectives:

1. ID most important components of a payments orchestration layer
2. ID decision points for a build vs buy decision

This webinar aims to introduce and explain trends around direct bank transfers as a method enabling consumers to buy products and services from merchants. The webinar will evaluate this rising trend and outline the challenges and opportunities merchants can expect to face when offering  this payment method to their customers. 

Learning Objectives:

1. Merchants to leave with an understanding of the benefits around direct bank transfer
2. Merchants to leave with an open mind around considering the option to offer direct bank transfers 

How well does your fraud performance stack up against the latest global performance metrics? And what new fraud trends and tactics should be on your priority list? 

In this webinar, Merchant Risk Council’s VP of Programs and Technology Tracy Kobeda Brown, Cybersource Managed Risk EMEA Regional Lead Mark Strachan, and Verifi Head of International Merchant Sales and Business Development Gabe McGloin will explore the answers to these important questions, by diving into key findings and results from the recently launched 2022 Payments and Fraud Report.

Join us to hear these three fraud experts:

• Discuss what the report’s latest fraud and payment metrics and benchmarks mean—and how you can use them to evaluate and improve your own fraud programs and strategies.
• Provide new insights into the full business impact of fraud and how you can better protect your organization.
• Share the latest on which new payment methods are gaining the most traction in different parts of the world—and what social and economic factors are driving their adoption.

Latin America has a growing base of online consumers (high internet and smartphone penetration across the region) and is amongst the most important regions for streaming services and social media worldwide. Cross border e-commerce is also growing strongly due to the fast expansion of marketplaces that allow international vendors from Asia and the US to sell directly to local consumers.

In this webinar, we aim to educate the audience on the 5 things they must know about the e-commerce market in LATAM.

At Checkout, we’re committed to enabling businesses like Binance, Blockchain.com, Crypto.com, Farfetch and Sony to thrive in the digital economy. That’s why, for the past few years, we have been tracking sentiment and behavior around crypto. We surveyed 3,000 businesses and 30,000 consumers worldwide to help us look more closely at the use of cryptocurrency in payments today and the key implications of this shift for merchant businesses. The outcome of this research is our Demystifying Crypto report, a comprehensive look at how both consumers and merchants in 11 countries are evaluating opportunities to adopt digital currencies.

In Nethone Buy Now Pay Later guide, you will learn:

• How BNPL is quickly becoming a payment method loved by consumers
• About the types of fraud associated with BNPL
• How to implement BNPL without succumbing to fraudsters
• How to keep your customers happy with a smooth UX
• How we can help you with an advanced fraud solution
• About the future prospects for BNPL

The gaming space is booming. The industry will be worth more than $200 billion by 2023, up from $155 billion this year, according to recent research. But with tremendous growth comes payment challenges.

Checkout.com consulted clients, industry leaders, and internal experts to gather insights and best practices on how to approach gaming payments.

This ebook provides guidance from industry leaders like Wargaming, Xsolla, and Ankama Games. From optimizing acceptance to managing fraud and improving the gaming experience, this piece covers the basics of gaming payments optimization.

Anyone wishing to enter new e-commerce markets needs to understand how consumers prefer to pay – and offer local payment heroes. This quickly boosts revenues and allows a critical competitive advantage to be achieved. It is also important to recognize new trends early and create solutions.

Thanks to Arvato Financial Solutions' many years of experience in e-commerce, our licenses and our connectivity with an incredibly wide range of payment methods, we reduce the complexity of tapping into new markets for our clients. PPRO – the globally leading provider of local payment infrastructure – stands by our side, helping us with best in class integrations to over 100 local payment methods.

In our E-Commerce Payment Report 2021, we show you what you need to know about current payment trends in e-commerce and why local payment methods in particular are so important. You will also learn how to equip your shopping system with the right payment heroes quickly and easily, making it fit for the future.