Maximizing Authorization Rates Through a Multi-Acquiring Setup

Single Euro Payments Area (SEPA)
Direct debit
Thomas Pappas -- Insparx GmbH
Oct 10, 2019
Insparx, an online dating company, moved from an inefficient model with multiple payment service providers to one with a primary PSP and a backup PSP. This presentation highlights how Insparx was able to grow its business by allocating the right traffic to the respective acquirer which provides the highest authorization rates, all while carefully managing decline rates to ensure optimum acquirer performance. Authorization rates for 10 countries are included to help illustrate variances by locale. A brief look at SEPA direct debit and Insparx's novel use of a payments sandbox conclude the session.

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