Payments 101 -- From Consumer to Merchant, Who Participates (and Wins!) From Processing a Payments Transaction

Ariel Setton -- Ingenico ePayments


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With multiple players involved, it is crucial that eCommerce payment and fraud professionals understand which party performs which function and how these components comprise the cost of payments. In this webinar, Ingenico examines the key entities associated with an eCommerce transaction and the action each player takes from both an authorization and a settlement standpoint. Next, a sample transaction is broken down to show interchange fees, issuer fees, and acquirer fees. After providing a brief look at the difference between blended rate and interchange pass-through pricing, the webinar wraps up with Q&A.

Slides from this webinar are available here.