One of the goals of the Merchant Risk Council is to serve as an educational resource for payments and fraud prevention professionals of all levels. Our programs like RAPID Edu help make that possible.

RAPID Edu is the MRC's proprietary, on-demand educational platform, designed to introduce users to the fundamentals of the payments and fraud prevention industry. These online programs allow professionals to learn at their convenience, complete with program materials, knowledge tests, and an accredited certificate upon completion.

RAPID Edu is ideal for:

  • Professionals who wish to revisit the fundamentals of payments and fraud prevention
  • Individuals looking to enhance their professional credentials
  • Managers looking for industry-specific training materials
  • Anyone interested in exploring a career in this dynamic industry

RAPID Edu courses are accredited with the Continuing Professional Education (CPE) credit standard. This accreditation allows professionals to acquire specialized knowledge in fraud and payments as well as maintain their certification with RAPID Edu courses. CPE credits may be applied to a variety of professional certifications, including Certified Fraud Examiners (CFEs), Certified Information Security Managers (CISMs), and others.*

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MRC RAPID Edu Courses

The MRC currently offers the following RAPID Edu courses:


Course Topics

Course Length

(taxes not included in the pricing below)

Chargeback Essentials

CPE Credits: 1.4

  • Introduction to chargebacks
  • Resolving chargebacks
  • Chargebacks and payment card schemes
  • Introduction to chargeback metrics and solutions
  • Preventing chargebacks

~1.5 - 2 hours

Members: $99 USD
Non-Members: $399 USD

Fraud Essentials

CPE Credits: 3.5

  • Impact of eCommerce fraud across the ecosystem
  • Account, transaction, and digital footprint data
  • Common fraud patterns
  • Key performance indicators and fraud mitigation best practices

~4 - 5 hours

Members: $199 USD
Non-Members: $999 USD

Payment Essentials

CPE Credits: 3.5

  • Card-based payments and processing
  • The banking industry, bank payments, and regulations
  • Wallets and mobile wallets
  • Non-card payments

~4 - 5 hours

Members: $199 USD
Non-Members: $999 USD

EMV 3DS Authentication Essentials

CPE Credits: 1

  • Recognize why authentication matters
  • Identify the benefits and best practices of 3DS
  • Outline the 3DS ecosystem (how 3DS works, stakeholders, relevant technologies, etc.)
  • Recognize and understand global mandates and regulatory standards

~1 - 1.5 hours

Members: $49 USD
Non-Members: $199 USD

Buy Now, Pay Later Essentials Essentials

Credits: 1.4

  • Define BNPL
  • Identify BNPL target audience
  • Recognize the BNPL customer journey
  • Identify the potential risk of BNPL for merchants and consumers
  • Recognize the current and future regulatory landscape
  • List best practices for implementing BNPL

~ 1.5 – 2 hours

Members: $49 USD
Non-Members: $199 USD


RAPID Edu Refund Policy

For the Rapid EDU Program (self-study), refunds and cancellations are determined on a case-by-case basis. Cancellations and requests for refunds must be communicated in writing to programs@merchantriskcouncil.org. Refunds will not be issued once a course has been started. Additionally, courses must be completed within one year of purchase.

*RAPID Edu Accreditation

The Merchant Risk Council is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: nasbaregistry.org

National Association of State Boards of Accountancy Inc. (NASBA) -- National Registry of CPE Sponsors


If you have any questions about MRC RAPID Edu, please contact the MRC by filling out the MRC Contact Us form and selecting the RAPID Edu radio button.